FAQs
Below are some of our most frequently asked questions. If you have questions that aren’t listed below, please contact us.
I’m not ready to leave my current advisor, can you still take a look at my retirement plan & investments?
Absolutely. We’re happy to provide you with a Free Retirement Review which allows us to answer your big questions and provide notes on your current retirement plan and investments. There’s never any commitment or obligation afterwards; you’ll leave with answers to all of your big questions.
Even for those who are ready to hire a new advisor, we still go through this same process so they can make sure our specialty matches their situation and that we’re truly the right advisor for them. This helps to show you what it’s like to work together, how we work with clients and whether it’s a good fit.
Which types of clients benefit most from your services and approach?
We work best with individuals and couples age 50 and older who are approaching or already in retirement and want to avoid retirement mistakes and make smart decisions with their money. Those who work with us tend to prefer to delegate the details of their retirement plan to a professional so they can focus on enjoying retirement rather than managing spreadsheets.
Our clients are often:
- Pre-retirees who are within 15 years of retirement and want to understand if they’re truly ready for retirement. They’re most often concerned about investing the right way and finding ways to lower their tax bill.
- Retirees who want to invest smarter while turning their savings into a reliable, flexible income plan and avoiding unnecessary taxes along the way.
We’re not a generalist firm that tries to serve everyone. Just like you wouldn’t see a podiatrist if you needed glasses, we believe retirement deserves a specialist’s approach; one that combines investment management, income planning, and tax strategy all under one roof.
If you’re looking for a coordinated plan that helps you lower taxes, invest smarter, and retire with confidence, our approach was designed for you.
Why should I consider hiring Next Adventure Financial?
Consider hiring Next Adventure Financial if your goals are to:
- Generate a reliable paycheck in retirement.
- Lower taxes and keep more of what you worked hard to earn.
- Improve your investment portfolio and reduce portfolio risk.
- Spend more time enjoying retirement, not managing it.
- Make sure your family has a trusted advisor if something happens to you.
How are your fees structured, and what can I expect to pay?
Next Adventure Financial charges a transparent fee that includes ongoing retirement and tax planning support in addition to the management of your investment accounts. Our fees are structured as follows:
- 1.20% on the first $500,000
- 0.75% on amounts between $500k and $1M
- 0.50% on amounts above $1M
The blended fee is calculated based on a percentage of the total value of the investments we oversee and manage; for example, the first $500k is assessed 1.20%, the next $500k is assessed 0.75%, etc.
We are truly independent and do not work for a bank, brokerage firm, or insurance company; we only work for our clients! As such, we don’t sell products and are never paid through commissions which ensures that we always maintain our fiduciary duty for all our clients.
Where are you located and do you work with clients in-person, remotely, or both?
Next Adventure Financial is based in Lafayette, Indiana (47901), and we proudly serve clients locally in the Lafayette and Indianapolis areas, as well as throughout the United States.
Our meetings are primarily held virtually via secure Zoom video conferencing, allowing clients to work with us from the comfort of their home whether they’re in Indiana or across the country. For clients who live nearby, we’re also happy to meet in person here in the Lafayette area.
No matter how we meet, your privacy and data security are always top priorities. We follow strict security protocols to ensure your personal and financial information stays protected.
Do you offer an initial consultation to determine whether we’re a good fit?
Yes, we understand that hiring (or switching) an advisor is a major decision and is one that shouldn’t be rushed. That’s exactly why we provide a Free Retirement Review. Our 3-step Retirement Review gives you a clear look at how we think, plan, and help clients lower taxes, improve their investments, and create a solid retirement income plan.
During the process, we’ll review your current retirement strategy, address all of your big retirement questions, and share thoughtful notes you can use, whether you decide to work with us or not.
All of this is intended to make it a transparent, no-pressure way to determine whether our firm is the right fit for your needs.
The first step is simply to schedule a quick introductory call so we can learn more about your goals and see if our approach makes sense for you.
What is it like working with a virtual financial advisor?
For most of our clients, working with a virtual financial advisor is a welcome change. It means you can work with the right specialist, not just the closest one. Meetings take place over secure Zoom video calls, making it simple and convenient to connect from home (or the beach, the mountains, or your happy place).
Even though our firm operates primarily virtually, your accounts are safely held with one of the largest and most trusted custodians in the country. We never take custody of your funds, and all trading and account access occur directly through their secure platform.
You can read more about what’s it like to work with a virtual retirement planner here.
