The Widow’s Penalty: Why Taxes May Go Up After a Spouse Passes
Many retirees unintentionally cut grandchildren out of an inheritance. One overlooked phrase—per stirpes—can prevent that from happening.
How “Per Stirpes” Can Shape What Your Family Inherits
/0 Comments/in Retirement Planning/by Cody LachnerMany retirees unintentionally cut grandchildren out of an inheritance. One overlooked phrase—per stirpes—can prevent that from happening.
Early Retirement Health Insurance Just Got Trickier
/0 Comments/in Retirement Planning, Taxes/by Cody LachnerEarly retirement health insurance may be getting more expensive. Learn what’s changing in 2026 and how smart planning can help you stay on track.
Understanding and Avoiding Medicare Surcharges
/0 Comments/in Retirement Planning, Taxes/by Cody LachnerRetirement planning often involves a lot more than just making sure your nest egg is large enough to sustain your lifestyle. It also requires a strong focus on income taxes and remaining nimble as tax laws change over time. One specific area of tax rules that retirees need to be aware of include Medicare premiums and the potential of something called an Income-Related Monthly Adjustment Amount (IRMAA).
Are Social Security Benefits Taxable?
/0 Comments/in Retirement Planning, Taxes/by Cody LachnerYou’ve paid into Social Security throughout your working career. As you approach retirement, you may be wondering whether you’ll have to pay tax on your Social Security benefits. Let’s discuss…
What are Required Minimum Distributions?
/0 Comments/in Retirement Planning/by Cody LachnerNearly everyone has a “pre-tax” retirement account – 403b, 401k, and Traditional IRAs. These pre-tax accounts provided you with a tax deduction when you initially contributed into it (or, if it was an account that was funded by your employer, then they were the ones to receive the tax benefit).
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